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	<title>Comments on: Health Care POA</title>
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	<description>Blog from George Dickerman</description>
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		<title>By: Elder Law Power of Attorney &#8211; Protecting Your Loved Ones &#124; Legal Information</title>
		<link>http://www.elder-law-advocate.com/health_care_poa/comment-page-1#comment-248</link>
		<dc:creator>Elder Law Power of Attorney &#8211; Protecting Your Loved Ones &#124; Legal Information</dc:creator>
		<pubDate>Sun, 16 Oct 2011 05:56:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.wpstudentprojects.com/russet/?page_id=99#comment-248</guid>
		<description>[...] George F. Dickerman is an elder law attorney in Riverside County, California, practicing law for 24 years. To learn more about elder law issues, including powers of attorney for financial and healthcare decision making, and to subscribe to a free newsletter that provides valuable information on how to assist your family members or loved ones, please visit http://www.elder-law-advocate.com/health_care_poa [...]</description>
		<content:encoded><![CDATA[<p>[...] George F. Dickerman is an elder law attorney in Riverside County, California, practicing law for 24 years. To learn more about elder law issues, including powers of attorney for financial and healthcare decision making, and to subscribe to a free newsletter that provides valuable information on how to assist your family members or loved ones, please visit <a href="http://www.elder-law-advocate.com/health_care_poa" rel="nofollow">http://www.elder-law-advocate.com/health_care_poa</a> [...]</p>
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		<title>By: Elder Law Power of Attorney &#8211; Protecting Your Loved Ones &#124; Family Law</title>
		<link>http://www.elder-law-advocate.com/health_care_poa/comment-page-1#comment-238</link>
		<dc:creator>Elder Law Power of Attorney &#8211; Protecting Your Loved Ones &#124; Family Law</dc:creator>
		<pubDate>Thu, 06 Oct 2011 17:14:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.wpstudentprojects.com/russet/?page_id=99#comment-238</guid>
		<description>[...] George F. Dickerman is an elder law attorney in Riverside County, California, practicing law for 24 years. To learn more about elder law issues, including powers of attorney for financial and healthcare decision making, and to subscribe to a free newsletter that provides valuable information on how to assist your family members or loved ones, please visit http://www.elder-law-advocate.com/health_care_poa [...]</description>
		<content:encoded><![CDATA[<p>[...] George F. Dickerman is an elder law attorney in Riverside County, California, practicing law for 24 years. To learn more about elder law issues, including powers of attorney for financial and healthcare decision making, and to subscribe to a free newsletter that provides valuable information on how to assist your family members or loved ones, please visit <a href="http://www.elder-law-advocate.com/health_care_poa" rel="nofollow">http://www.elder-law-advocate.com/health_care_poa</a> [...]</p>
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		<title>By: Elder Law Power of Attorney &#8211; Protecting Your Loved Ones - Wordl Legal</title>
		<link>http://www.elder-law-advocate.com/health_care_poa/comment-page-1#comment-98</link>
		<dc:creator>Elder Law Power of Attorney &#8211; Protecting Your Loved Ones - Wordl Legal</dc:creator>
		<pubDate>Wed, 29 Dec 2010 19:54:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.wpstudentprojects.com/russet/?page_id=99#comment-98</guid>
		<description>[...] George F. Dickerman is an elder law attorney in Riverside County, California, practicing law for 24 years. To learn more about elder law issues, including powers of attorney for financial and healthcare decision making, and to subscribe to a free newsletter that provides valuable information on how to assist your family members or loved ones, please visit http://www.elder-law-advocate.com/health_care_poa [...]</description>
		<content:encoded><![CDATA[<p>[...] George F. Dickerman is an elder law attorney in Riverside County, California, practicing law for 24 years. To learn more about elder law issues, including powers of attorney for financial and healthcare decision making, and to subscribe to a free newsletter that provides valuable information on how to assist your family members or loved ones, please visit <a href="http://www.elder-law-advocate.com/health_care_poa" rel="nofollow">http://www.elder-law-advocate.com/health_care_poa</a> [...]</p>
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		<title>By: Elder Law Power of Attorney &#8211; Protecting Your Loved Ones &#187; Power Of Attorney</title>
		<link>http://www.elder-law-advocate.com/health_care_poa/comment-page-1#comment-97</link>
		<dc:creator>Elder Law Power of Attorney &#8211; Protecting Your Loved Ones &#187; Power Of Attorney</dc:creator>
		<pubDate>Sat, 25 Dec 2010 07:34:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.wpstudentprojects.com/russet/?page_id=99#comment-97</guid>
		<description>[...] Elder Law Power of Attorney &#8211; Protecting Your Loved Ones   by admin          There are few circumstances when your loved one should execute a financial power of attorney that gives their agent the immediate authority to make financial decisions. Financial powers of attorney are one of the easiest ways to commit elder financial abuse.The preferred method is to require that the agent&#8217;s authority is granted only after two qualified medical doctors declare in writing, under penalty of perjury, that the elder is mentally incompetent and unable to make sound financial decisions.Although still not foolproof, this requirement gives a great deal of protection against financial exploitation. A bad guy must now involve two doctors in order to carry out the rip-off.It is always possible that the perpetrator will simply have the elder execute a new power of attorney that revokes all prior powers and gives the agent the immediate authority. When family members and friends are actively involved in the elder&#8217;s life, the crook will have much more difficulty in accomplishing this without being caught.When the elder has no immediate family or friends, the odds of being financially abused are greatly increased. However, there are still some preventive measures that can be taken to reduce the risk.Speak with bank personnel and other financial institutions where the elder&#8217;s money is invested. Show them the power of attorney and explain that its purpose is to protect the elder in case someone tries to take advantage. Point out the added protection that requires two qualified medical doctors confirm the elder&#8217;s lack of capacity before the power of attorney is effective.Ask them to red-flag the elder&#8217;s accounts by placing a computer notation that the bank personnel should question any substantial withdrawals or unusual activity.In my city and state (Riverside, California), for example, a law exists that makes all bank employees a mandated reporter. This requires bank personnel to report any reasonably suspicious activity to local law enforcement. In states where similar laws exist, bank employees will receive some training to identify the signs of financial exploitation in order to comply with their mandated reporter requirements.Many family members hesitate on broaching the subject of powers of attorney, in fear that their elderly loved one may take offence and tell them to mind their own business. Every family has their own unique dynamics. However, you can ease some of the awkwardness by doing some of your own research and sharing it with your loved one. Many counties agencies have informational brochures that explain the purpose in creating powers of attorney and how they can assist in financial matters.Delaying the discussion often results in no action being taken. Then, when the need arises, it is often too late because the elder no longer has the requisite mental capacity needed to execute the power of attorney.There is no surefire way to avoid financial exploitation of an elder. However, through education, discussion and assistance with the financial institutions involved, and with the help of a qualified elder law attorney, a power of attorney can be put in place that affords piece of mind that the chances of financial abuse are minimized.By: George F. Dickerman, Esq.By: George Dickerman About the Author:  George F. Dickerman is an elder law attorney in Riverside County, California, practicing law for 24 years. To learn more about elder law issues, including powers of attorney for financial and healthcare decision making, and to subscribe to a free newsletter that provides valuable information on how to assist your family members or loved ones, please visit http://www.elder-law-advocate.com/health_care_poa [...]</description>
		<content:encoded><![CDATA[<p>[...] Elder Law Power of Attorney &#8211; Protecting Your Loved Ones   by admin          There are few circumstances when your loved one should execute a financial power of attorney that gives their agent the immediate authority to make financial decisions. Financial powers of attorney are one of the easiest ways to commit elder financial abuse.The preferred method is to require that the agent&#8217;s authority is granted only after two qualified medical doctors declare in writing, under penalty of perjury, that the elder is mentally incompetent and unable to make sound financial decisions.Although still not foolproof, this requirement gives a great deal of protection against financial exploitation. A bad guy must now involve two doctors in order to carry out the rip-off.It is always possible that the perpetrator will simply have the elder execute a new power of attorney that revokes all prior powers and gives the agent the immediate authority. When family members and friends are actively involved in the elder&#8217;s life, the crook will have much more difficulty in accomplishing this without being caught.When the elder has no immediate family or friends, the odds of being financially abused are greatly increased. However, there are still some preventive measures that can be taken to reduce the risk.Speak with bank personnel and other financial institutions where the elder&#8217;s money is invested. Show them the power of attorney and explain that its purpose is to protect the elder in case someone tries to take advantage. Point out the added protection that requires two qualified medical doctors confirm the elder&#8217;s lack of capacity before the power of attorney is effective.Ask them to red-flag the elder&#8217;s accounts by placing a computer notation that the bank personnel should question any substantial withdrawals or unusual activity.In my city and state (Riverside, California), for example, a law exists that makes all bank employees a mandated reporter. This requires bank personnel to report any reasonably suspicious activity to local law enforcement. In states where similar laws exist, bank employees will receive some training to identify the signs of financial exploitation in order to comply with their mandated reporter requirements.Many family members hesitate on broaching the subject of powers of attorney, in fear that their elderly loved one may take offence and tell them to mind their own business. Every family has their own unique dynamics. However, you can ease some of the awkwardness by doing some of your own research and sharing it with your loved one. Many counties agencies have informational brochures that explain the purpose in creating powers of attorney and how they can assist in financial matters.Delaying the discussion often results in no action being taken. Then, when the need arises, it is often too late because the elder no longer has the requisite mental capacity needed to execute the power of attorney.There is no surefire way to avoid financial exploitation of an elder. However, through education, discussion and assistance with the financial institutions involved, and with the help of a qualified elder law attorney, a power of attorney can be put in place that affords piece of mind that the chances of financial abuse are minimized.By: George F. Dickerman, Esq.By: George Dickerman About the Author:  George F. Dickerman is an elder law attorney in Riverside County, California, practicing law for 24 years. To learn more about elder law issues, including powers of attorney for financial and healthcare decision making, and to subscribe to a free newsletter that provides valuable information on how to assist your family members or loved ones, please visit <a href="http://www.elder-law-advocate.com/health_care_poa" rel="nofollow">http://www.elder-law-advocate.com/health_care_poa</a> [...]</p>
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		<title>By: Elder Law Power of Attorney &#8211; Protecting Your Loved Ones&#160;&#124;&#160;Colorado Divorce Attorneys</title>
		<link>http://www.elder-law-advocate.com/health_care_poa/comment-page-1#comment-70</link>
		<dc:creator>Elder Law Power of Attorney &#8211; Protecting Your Loved Ones&#160;&#124;&#160;Colorado Divorce Attorneys</dc:creator>
		<pubDate>Sun, 10 Jan 2010 01:20:55 +0000</pubDate>
		<guid isPermaLink="false">http://www.wpstudentprojects.com/russet/?page_id=99#comment-70</guid>
		<description>[...] that provides valuable information on how to assist your family members or loved ones, please visit http://www.elder-law-advocate.com/health_care_poa    attorneys Attorney, Protecting     When Undergoing a Divorce, Choosing Qualified Legal [...]</description>
		<content:encoded><![CDATA[<p>[...] that provides valuable information on how to assist your family members or loved ones, please visit <a href="http://www.elder-law-advocate.com/health_care_poa" rel="nofollow">http://www.elder-law-advocate.com/health_care_poa</a>    attorneys Attorney, Protecting     When Undergoing a Divorce, Choosing Qualified Legal [...]</p>
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		<title>By: Article Directory &#187; California&#8217;s New Health Care Directive - POLST Form</title>
		<link>http://www.elder-law-advocate.com/health_care_poa/comment-page-1#comment-64</link>
		<dc:creator>Article Directory &#187; California&#8217;s New Health Care Directive - POLST Form</dc:creator>
		<pubDate>Sat, 05 Sep 2009 00:19:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.wpstudentprojects.com/russet/?page_id=99#comment-64</guid>
		<description>[...] for 24 years.  For further information concerning health care powers of attorney, please visit: http://Elder-Law-Advocate.com/health_care_poa   Watch the latest videos on [...]</description>
		<content:encoded><![CDATA[<p>[...] for 24 years.  For further information concerning health care powers of attorney, please visit: <a href="http://Elder-Law-Advocate.com/health_care_poa" rel="nofollow">http://Elder-Law-Advocate.com/health_care_poa</a>   Watch the latest videos on [...]</p>
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		<title>By: Article Directory &#187; California&#8217;s New Health Care Directive - POLST Form</title>
		<link>http://www.elder-law-advocate.com/health_care_poa/comment-page-1#comment-63</link>
		<dc:creator>Article Directory &#187; California&#8217;s New Health Care Directive - POLST Form</dc:creator>
		<pubDate>Thu, 03 Sep 2009 00:36:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.wpstudentprojects.com/russet/?page_id=99#comment-63</guid>
		<description>[...] now has a new health care decision making form that was enacted into law on January 1, 2009.  It&#8217;s called the Physician Orders for Life [...]</description>
		<content:encoded><![CDATA[<p>[...] now has a new health care decision making form that was enacted into law on January 1, 2009.  It&#8217;s called the Physician Orders for Life [...]</p>
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		<title>By: California&#8217;s New Health Care Directive - POLST Form</title>
		<link>http://www.elder-law-advocate.com/health_care_poa/comment-page-1#comment-62</link>
		<dc:creator>California&#8217;s New Health Care Directive - POLST Form</dc:creator>
		<pubDate>Wed, 02 Sep 2009 09:39:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.wpstudentprojects.com/russet/?page_id=99#comment-62</guid>
		<description>[...] for 24 years.  For further information concerning health care powers of attorney, please visit: http://Elder-Law-Advocate.com/health_care_poa     Posted in Legal &#124; Tags: attorney, California, Care, decisions, elder, health, POLST, power      [...]</description>
		<content:encoded><![CDATA[<p>[...] for 24 years.  For further information concerning health care powers of attorney, please visit: <a href="http://Elder-Law-Advocate.com/health_care_poa" rel="nofollow">http://Elder-Law-Advocate.com/health_care_poa</a>     Posted in Legal | Tags: attorney, California, Care, decisions, elder, health, POLST, power      [...]</p>
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		<title>By: California&#8217;s New Health Care Directive &#8211; POLST Form &#171; FREE ARTICLES ON</title>
		<link>http://www.elder-law-advocate.com/health_care_poa/comment-page-1#comment-60</link>
		<dc:creator>California&#8217;s New Health Care Directive &#8211; POLST Form &#171; FREE ARTICLES ON</dc:creator>
		<pubDate>Tue, 01 Sep 2009 20:42:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.wpstudentprojects.com/russet/?page_id=99#comment-60</guid>
		<description>[...] now has a new health care decision making form that was enacted into law on January 1, 2009.  It&#8217;s called the Physician Orders for Life [...]</description>
		<content:encoded><![CDATA[<p>[...] now has a new health care decision making form that was enacted into law on January 1, 2009.  It&#8217;s called the Physician Orders for Life [...]</p>
]]></content:encoded>
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		<title>By: &#187; California&#8217;s New Health Care Directive &#8211; POLST Form</title>
		<link>http://www.elder-law-advocate.com/health_care_poa/comment-page-1#comment-59</link>
		<dc:creator>&#187; California&#8217;s New Health Care Directive &#8211; POLST Form</dc:creator>
		<pubDate>Tue, 01 Sep 2009 12:09:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.wpstudentprojects.com/russet/?page_id=99#comment-59</guid>
		<description>[...] now has a new health care decision making form that was enacted into law on January 1, 2009.  It&#8217;s called the Physician Orders for Life [...]</description>
		<content:encoded><![CDATA[<p>[...] now has a new health care decision making form that was enacted into law on January 1, 2009.  It&#8217;s called the Physician Orders for Life [...]</p>
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